ANALISIS PENGARUH KINERJA KEUANGAN BANK TERHADAP PERTUMBUHAN LABA (STUDI PADA BANK PEMERINTAH DI PASAR MODAL INDONESIA PERIODE 2018-2020)
Kata Kunci:
Profit growth, Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Costs, Operating Income (BOPO), and Loan to Deposit Ratio (LDR)Abstrak
The purpose of this study is to prove the effect of bank financial performance on profit growth (a case study on 4 (four) state-owned banks in the Indonesian capital market for the period 2018 – 2020). The data used in this study were obtained from the publication of government bank financial statements on financial service orientation in the 2018 - 2020 period. The method in this study uses the analysis of the mean, median, maximum and minimum as well as the specified parameters. Based on the results of data analysis and discussion, it can be concluded that the Capital Adequacy Ratio (CAR), Non Performing Loans (NPL) and Operating Costs and Operating Income (BOPO) have a negative effect on Profit Growth, while the Loan to Deposit Ratio (LDR) does not. effect on Profit Growth.
