PENGARUH KREDIT MACET TERHADAP PROFITABILITAS PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI TAHUN 2015-2019
Kata Kunci:
Return On Assets, Net Performing Loans, Loan to Deposit RatioAbstrak
The banking industry is closely related to providing credit to customers. Loans disbursed will provide credit risk in the form of default or bad credit. Knowing the effect of bad loans on return on assets (ROA) of banking companies listed on the Indonesia Stock Exchange (IDX) from 2015-2019 is the goal. Profitability is measured by Return on Assets (ROA), while bad debts are measured by Net Performing Loans (NPL) and Loan to Deposit Ratio (LDR). A total of 21 companies were sampled in this study with a lot of observational data, namely 105 data. The test method used is multiple linear regression analysis. And the results of this study are Net Performing Loans has a significant negative effect on Return On Assets. Then the Loan to Deposit Ratio has no effect on Return On Assets.
